5 Safety Tips For Online Shopping


Online shopping is convenient and for that reason it has been steadily growing in popularity since the internet first made its way into homes throughout the world. In today’s technology age, it’s not only easy for consumers to make purchases online, it’s also easy for fraudsters to take advantage of vulnerable consumers and wreak financial havoc.

Saving Is Not Enough


Did you know that the money you parked in the bank is rotting? You are probably wondering how this could be since money is not perishable. Well, the truth is the amount of cash you have in the bank will, after a while, buy less goods. Given enough time, your money in the bank, the same money you spent so much time and effort and sacrifice saving and scrimping, will be worth absolutely nothing. That’s right-zero, goose egg, zilch. Welcome to the dismal world of inflation.

Saving Alone Won’t Do You Any Good


Every kid in America and elsewhere knows that he or she should ‘save for a rainy day.’ Teaching kids to save at an early age is definitely a good idea and parents who train their children to save are training them to be financially responsible when they become adults. You really can’t start too young on this important financial habit.

5 Financially Responsible Things To Do With Your Refund


It’s that time of year again, and if you have not filed your taxes yet, you might want to hurry. While you might feel tempted to procrastinate and put it off for later, doing so means it will take longer for you to receive your tax refund check, and nobody wants to wait.

Building A Nest Egg With Small Pay-Checks


Low paychecks do not mean that retirement planning is impossible. While some non-profit organizations offer retirement plans to employees, most other organizations expect employees to chart their own course.

So, how do you save up for retirement if you’re in a low-income career path?

3 Simple Ways To Improve Your Credit Score


If you have bad credit you might think you are doomed to ride the city bus and rent a house your entire life. Items such as a bankruptcy or debts in collection are going to ding your credit. These negative items will stay on your report for the next seven years. So you may think that you’re screwed for several years. But that might not be the case entirely. Sure, bad mistakes made when you were younger are indeed going to hurt you, but there are things you can do to to boost your credit score right away.

3 Ways To Change Your Perspective On Money


We all want to be better at managing our finances. It is understood by most people that responsible and smart money management will improve our lives. Responsible money management allows our lives to be less stressful—less fraught with questions like “do I have enough in the bank to cover this week’s groceries?” and “what will I do if there is a real emergency?”

Understanding Basic Investment Products: Stocks


It can be very intimidating to get into investing, especially for young people or people newly endowed with large sums of cash (such as in the cash of an inheritance). Investing can feel a lot like gambling, and it a lot of ways it is, so many people are hesitant to throw their hat in the ring.

5 Point Checklist To Get Out Of Debt


Getting out of debt is not easy, but it is possible if you have a plan to destroy your debt. While these steps may not be sexy, they will work if you stick to them. Here is your blueprint to pay off your debt and get back in the black.

5 Money Making Ideas You Can’t Ignore


The period around Christmas and new year is always going to see your checking account taking a considerable battering.

In order to save money at times like this, it’s first necessary to have some extra to save. Follow our money-making tips below, and you’ll be well on your way to doing exactly that.